About Us

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.

Family Financial Retirement Systems (FFrs) – Life Planning and Retirement Planning, each having different goals, complement each other, enabling the quality of life one desires. Our data gathering and analytics that follows produces financial recommendations and suggestions supportive of one’s life goals. Our view of the financial world consists of two parts; accumulation and distribution. Family Financial Retirement Systems specifically addresses Retirement Asset and Income Planning.

Family Financial Retirement Systems, LLC, Royal Fund Management, LLC and American RetirementSystems, LLC are separate entities which does not give legal or tax advice. Harlan H. Hogrefe is an Investment Adviser Representative of Royal Fund Management, LLC dba Family Financial Retirement Systems, LLC.
 

Investment Advisory Services are offered through Royal Fund Management LLC, 1515 Buenos Aires Blvd, The Villages, FL 32159, P: 352.750.1637. Family Financial Retirement Systems, LLC and Royal Fund Management, LLC are separate entities which does not give legal or tax advice. Harlan Hogrefe is an Investment Adviser Representative of Royal Fund Management, LLC dba Family Financial Retirement Systems, LLC.

The Custodians, TD Ameritrade Institutional, a Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA and, Trade-PMR, Inc. (Broker/Dealer) has a clearing arrangement with First Clearing, LLC. (Clearing/Custodian) (CRD# 46350), were chosen based on their relatively low transaction fees and access to mutual funds and ETFs. Royal Fund Management will never charge a premium or commission on transactions, beyond the actual cost imposed by Custodian.