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FFRS Family Financial Retirement Systems logo with founder
Four hikers walking on a mountain ridge with scenic views.

Welcome to 'Next Step Retirement'.  Our vision integrates a Tops-Down / Bottoms-Up, one-on-one client marketing culture.  Next Step Retirement, builds FIDUCIARY relationships between Employers and Employees with Royal Fund Management, LLC dba Family Financial Retirement Systems, LLC.

Click here for a copy of our Relationship Summary ...

Are you an Individual or Employee interested in:

1. Retirement Asset and Income Planning Process?

  • Are you interested in: 

Riskalyze logo with orange and grey hexagonal icons

  • Knowing your investment(s) score?  (Kwanti)

Kwanti logo with a green play arrow icon inside the letter i
RightCapital logo with blue and green circular arrows

  • Knowing your asset(s) performance and location? (Blueleaf)

Blueleaf company logo

2. ERISA compliant 401(k) Advisory Account Management Program? (Maneuver™)

Maneuver logo with a chess knight piece.

Are you a Plan Sponsor interested in: (Contact Us)

3. ERISA* Discretionary or Non-Discretionary Fiduciary Services to a plan?

  • ERISA Section 3(16) Plan-Level Investment Advice

  • ERISA Section 3(21) Model Portfolio Services

  • ERISA Section 3(38) Qualified Default Investment Alternative Services

* (ERISA) Employee Retirement Income Security Act of 1974

Videos

We have interesting videos for you to watch on my site.

Contact Us

Please feel free to contact us with any questions.

Calculators

You can review interesting calculators on my site.

Three Ways to Help Build Financial Resilience

Outlines steps toward handling financial setbacks and emerging stronger.

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Avoiding Probate with a TOD Deed and TOD Account

Shows how transfer-on-death designations help avoid probate costs.

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Are You Prepared for the High Cost of Dying?

Describes financial burdens associated with end-of-life care and funerals.

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Key Tax Law Changes to Higher Education Coming Soon

The One Big Beautiful Bill Act includes many provisions that affect higher education.

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Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck